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“Most people don’t struggle with money. They struggle with habits.”— Anthony Coleman, Financial Lituation
Let that marinate. “Most people don’t struggle with money. They struggle with habits.” What we do day in and day out weighs heavily on our lives a year from now, five years from now and so on. If we want to be financially independent, then we have to create good, daily habits that support that goal.
Tom Corley studied the habits of the rich and poor for five years. That’s when he realized that the majority of the rich share certain habits. The poor have their own mindset and habits, too. Corley’s book, Rich Habits: The Daily Success Habits of Wealthy Individuals, outlines 21 wealthy habits anyone could follow to help them attract money.
“Our habits, good or bad, determine the financial circumstances of our lives.” — Tom Corley
Here’s the thing. We don’t have to reinvent the wheel. If you want to be rich, then do what the rich do.
6 Rich Habits You Could Form in 30 Days or Less
Here are a few Rich Habits you could form in under three weeks, Corley says.
- Do aerobic exercise 15-20 minutes a day for at least 18 days. This promotes brain and body health. 76% of the wealthy exercise aerobically 4 days a week, according to Corley’s research. 23% of the poor do this.
- Eat healthy every day for at least 18 days. This promotes brain and body health. 70% of the wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day.
- Read to learn 15-20 minutes a day for at least 18 days. This a personal and professional growth activity. 88% of wealthy people read 30 minutes or more each day for education or career reasons vs. 2% of poor people.
- Listen to audiobooks or podcasts during your commute or some other time during the day for self- or career development. 63% of wealthy do this. 55 of the poor.
- Write a to-do list every day to keep you focused on accomplishing your goals—big or small. 81% of wealthy maintain a to-do list vs. 19% of the poor.
- Limit television time to less than 1 hour per day. Yep! A whole hour! 67% of wealthy maintain skip TV vs. 23% of the poor. Guess who watches the most reality TV! 6% of wealthy watch reality TV vs. 78% of the poor. Wow!
Forming these habits could take 18 days or fewer! Not bad, right?! Brian Tracy considers these habits to be of medium complexity (can be formed in 14-21 days). If you get these habits down, then you could build discipline and form more habits based on the ones you’ve already mastered.